Commercial insurance for complex business risk.
UpSure is a general insurance broker covering commercial risks, key assets, liability programs and specialist placements for businesses that need more than a generic package policy.
Insurance lines we arrange and manage.
We design programs around how your business actually operates, then negotiate wording, limits and market structure with underwriters.
Commercial Property & Key Assets
Protection for premises, equipment, stock, business interruption and the assets your operation depends on.
- Property damage
- Business interruption
- Plant, equipment and stock
Public & Products Liability
Cover for injury, property damage and product-related claims arising from your business activities.
- Public liability
- Products liability
- Contractual liability reviews
Management Liability
Protection for directors, officers and the company against governance, employment and statutory liability exposures.
- Directors & officers
- Employment practices
- Statutory liability
Professional Indemnity
Cover for professional advice, services, errors, omissions and breach of duty allegations.
- Professional negligence
- Civil liability
- Contract-specific PI
Cyber Insurance
Incident response and balance-sheet protection for breach, ransomware, privacy, crime and digital interruption.
- Breach response
- Ransomware
- Privacy liability
Mergers & Acquisitions
Transactional insurance advice for buyers, sellers, funds and advisers working through live deals.
- Deal risk review
- Contingent liability
- Tax risk
Warranty & Indemnity
Insurance designed to bridge SPA indemnity gaps and help transactions close with greater certainty.
- Buy-side W&I
- Sell-side W&I
- Synthetic warranty structures
Intellectual Property
Cover for IP defence, pursuit, infringement allegations and intangible asset risk.
- IP defence
- Pursuit costs
- Contractual IP indemnities
Marine Transit
Cover for goods, equipment and stock moving locally, interstate or internationally.
- Cargo
- Stock throughput
- Project cargo
Trade Credit Insurance
Protection against customer insolvency, payment default and concentration risk in your debtor book.
- Debtor default
- Customer insolvency
- Export receivables
Specialist Commercial Risk
Broker-led placement for risks that do not fit standard package policies or online quoting workflows.
- Hard-to-place risks
- Bespoke wordings
- Layered programs
Not just policies. Program architecture.
Review contracts and lender requirements before we place cover.
Benchmark limits, excesses and exclusions against your actual risk.
Coordinate commercial, liability, cyber, asset and transactional policies.
Manage renewals, claims advocacy and market updates as your risk changes.
Need to know what cover belongs in your program?
Send us your current policies, contracts or renewal brief. We will map the core risks and identify where the program needs to be tightened.