Insurance type

Warranty & Indemnity

Insurance designed to bridge SPA indemnity gaps and help transactions close with greater certainty.

What it covers

Cover shaped around the way your business actually operates.

UpSure brokers w&i cover as part of a coordinated commercial insurance program. We review the risk, negotiate wording and benchmark the placement against the markets that understand your sector.

Buy-side W&I

Sell-side W&I

Synthetic warranty structures

Claims examples

Situations where this cover may be tested.

These examples are illustrative only. Actual cover depends on the policy wording, limits, exclusions and the facts of the claim.

Financial statements warranty breach

After completion, the buyer alleges accounts were misstated and the valuation or working capital position was affected.

Material contract issue

A key customer contract was not accurately disclosed, leading to loss of expected revenue or a warranty breach allegation.

Undisclosed employment liability

A buyer discovers pre-completion employment obligations or disputes that were not reflected in the sale documents.

UpSure approach

Market access, wording review and claims-led advice.

Contract-aware advice

We review obligations, indemnities and evidence-of-cover requirements before recommending structure.

Claims-led wording

We focus on exclusions, triggers, excesses and definitions that determine whether cover works at claim time.

Market negotiation

We approach underwriters with a clear risk story so the placement is not treated like a generic package quote.

Want to review your w&i cover?

We can benchmark your current wording, limits and market options against the risk profile of your business.

Speak to a broker