Public & Products Liability
Cover for injury, property damage and product-related claims arising from your business activities.
Cover shaped around the way your business actually operates.
UpSure brokers liability cover as part of a coordinated commercial insurance program. We review the risk, negotiate wording and benchmark the placement against the markets that understand your sector.
Situations where this cover may be tested.
These examples are illustrative only. Actual cover depends on the policy wording, limits, exclusions and the facts of the claim.
Customer injury at an event or office
A visitor alleges your business caused an injury and seeks reimbursement for medical costs, loss of income or damages.
Product causes property damage
A supplied product fails and damages a customer's property, triggering a demand for repair costs and legal defence.
Contractor damages a third-party site
Work performed for a client causes accidental property damage and the client expects the business to respond under the contract.
Market access, wording review and claims-led advice.
Contract-aware advice
We review obligations, indemnities and evidence-of-cover requirements before recommending structure.
Claims-led wording
We focus on exclusions, triggers, excesses and definitions that determine whether cover works at claim time.
Market negotiation
We approach underwriters with a clear risk story so the placement is not treated like a generic package quote.
Want to review your liability cover?
We can benchmark your current wording, limits and market options against the risk profile of your business.
Other insurance types
Commercial Property & Key Assets
Protection for premises, equipment, stock, business interruption and the assets your operation depends on.
Management Liability
Protection for directors, officers and the company against governance, employment and statutory liability exposures.
Professional Indemnity
Cover for professional advice, services, errors, omissions and breach of duty allegations.