Startups & Scaleups
Insurance that scales from seed to Series D — without renegotiating every round.
How we advise
We work with founders and CFOs from pre-seed through pre-IPO. Our programs are built to flex with hiring spikes, new markets, board compositions, customer contracts and the next funding round — without the usual broker rebuild every twelve months.
Our startups & scaleups practice is led by brokers who have placed complex programs for clients at every stage — and who hold relationships with the underwriters who can price the risk correctly.
What we typically broker for startups & scaleups clients.
- Directors & Officers (Side A / B / C)
- Cyber Liability & Breach Response
- Technology Errors & Omissions
- Employment Practices Liability
- Key Person & Founder Cover
- Crime & Social Engineering
Risks the market gets wrong.
Term sheet & 409A exposure
Investor-driven D&O requirements, side letters and indemnification deeds that most generalist brokers don't read carefully.
Enterprise contract indemnities
Your first ASX-200 or Fortune-500 customer triples your liability profile overnight — and expects evidence of cover by Friday.
Hiring & remote workforce
EPL exposure ramps fast as headcount scales across states and countries. Most starter policies don't keep up.
“Restructured D&O, cyber and tech E&O ahead of a US enterprise launch — secured 5× the limits at a 12% lower premium and unblocked a $4m ARR contract.”
Let's review your startups & scaleups program.
We'll benchmark your current cover against the market and flag gaps in 30 minutes.
Other specialties
Technology & AI
Standard tech wordings weren't written for foundation models, agentic systems or platform-level dependency. Ours are.
SaaS Insurance
SaaS companies need cover that understands subscriptions, implementation work, data, uptime, API dependencies and customer indemnities.
Fintech Insurance
Fintech risk is not just software risk. It combines money movement, data, regulation, counterparties, directors and customer trust.