Financial Services Guide

Not independent

Community Broker Network Pty Ltd and its Authorised Representatives are not independent, impartial or unbiased pursuantto section 923A of the Corporations Act because we maintain associations and relationships with issuers of insurance andother financial products and may receive remuneration, commission or other benefits when we provide personal advice to you in relation to insurance products and other financial products.

Community Broker Network Pty Ltd and its AuthorisedRepresentatives may also be subject to direct or indirect restrictions relating to the financial products in respect of which personal advice is provided.

Community Broker Network Pty Ltd is a wholly owned subsidiary of Steadfast Group Limited, ABN 98 073 659 677

Further information about these benefits and relationships is set out in this Financial Services Guide.